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4058 Lago Di Grata Cir1 / 57 · Click to zoom

About this home

Torrey Hills! Gated Monte Claire Community! Ocean Views!!! Experience luxury coastal living in the prestigious gated community of Monte Claire in Torrey Hills. This beautifully reimagined residence offers breathtaking ocean views, paid-off solar, and an exceptional floor plan designed for both everyday comfort and elegant entertaining. Backing to a tranquil canyon preserve, the home provides a rare sense of privacy while remaining just minutes from the beach and the best of San Diego. The thoughtfully designed layout features a bedroom and full bath on the main level, perfect for guests or multigenerational living. Upstairs, you'll find the primary suite facing the ocean. Wake up to sweeping ocean views and unwind each evening with unforgettable sunsets. Two additional bedrooms, a dedicated office. Plus a loft area with ocean views every day. Located within the award-winning Del Mar Union and San Dieguito Union High School Districts, this home is also just minutes from Torrey Pines Golf Course, Del Mar Highlands Town Center, One Paseo, Downtown Del Mar, world-famous beaches, shopping, dining, and major freeways. With no Mello-Roos, paid solar, a premium gated location, breathtaking ocean views, and unmatched convenience, this is a rare opportunity to own one of Torrey Hills' most desirable luxury homes.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$2,580,000 · Aug 2022
📋 Assessed value$2,737,916
💵 Annual tax$29,735
🏫 School districtSan Dieguito Union High School District

MLS #260018744

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$19,421
Principal & interest$15,675
Property tax$2,842
Home insurance$904
Down payment: $620,000Loan: $2,480,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.