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3053 38th St1 / 12 · Click to zoom

About this home

Perched along the scenic bluffs of San Diego, this rare multi-unit property offers coastal living with strong investment potential. The lot features two detached homes, each with 2 bedrooms and 1 bathroom, providing flexibility for multi-generational living, rental income, or a combination of both. Located near the beach, downtown, and public transportation, the property strikes the perfect balance between tranquility and convenience. Enjoy easy access to dining, shopping, and entertainment while being tucked into a peaceful seaside setting. Parking available too and neighborhood is being revitalized. This is a high-demand rental opportunity and a unique find in one of San Diego s most desirable areas.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$270,000 · Aug 2002
📋 Assessed value$398,838
💵 Annual tax$5,453
🏫 School districtSan Diego City Unified School District

MLS #NDP2603860MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$5,012
Principal & interest$4,045
Property tax$733
Home insurance$233
Down payment: $160,000Loan: $640,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.