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986 Peppervilla Ct1 / 49 · Click to zoom

About this home

Welcome to this spacious 5-bedroom, 4-bathroom home situated on over 1/3 of an acre tucked in a quiet cut-de-sac in a desirable El Cajon neighborhood. Designed for comfortable living and entertaining, this property features an owned 28-panel SunPower solar system, owned pool solar, fresh interior paint, new carpet throughout, solid wood kitchen cabinetry with Corian countertops, and hardwood flooring in the kitchen. The flexible floor plan includes two bedrooms and two full bathrooms on the main level, plus three bedrooms upstairs, including an expansive primary suite with a large private balcony and an oversized secondary bedroom. A generous mud room with pantry storage, attached 2-car garage, and included washer and dryer add everyday convenience. Step outside to your private backyard retreat featuring an impressive 20' x 40' swimming pool (approximately 35,000 gallons), newer pool pump, brick BBQ island, RV parking, and mature lemon, tangerine, grape, and avocado trees. The property also offers approximately 500 square feet of additional storage with potential ADU possibilities (buyer to verify). Additional upgrades include a whole-house water filtration system and a roof approximately 15 years old. A rare opportunity to own an energy-efficient home with space, versatility, and endless potential.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$267,500 · Sep 1999
📋 Assessed value$419,337
💵 Annual tax$6,096
🏫 School districtGrossmont Union High School District

MLS #PTP2605692

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$6,196
Principal & interest$5,001
Property tax$907
Home insurance$288
Down payment: $197,800Loan: $791,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.