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976 Sapphire St1 / 65 · Click to zoom

About this home

Welcome to 976 Sapphire Street, a beautifully remodeled townhome located in the heart of North Pacific Beach. This stunning 3-bedroom, 3.5-bath residence offers the perfect blend of modern style and coastal living. Step inside to discover bright, inviting interiors featuring stylish finishes, a cozy fireplace in the living room, and a thoughtfully designed floor plan ideal for both everyday comfort and entertaining. Multiple balconies and patios create seamless indoor-outdoor living, including a private outdoor space perfect for morning coffee, evening gatherings, or simply enjoying the ocean breeze. Additional highlights include in-unit laundry, an attached one-car garage, and neighborhood views from several outdoor living areas. Ideally situated just blocks from the Pacific Ocean, this exceptional home is within walking distance of North Pacific Beach's popular shops, cafs, restaurants, sandy beaches, and the iconic Tourmaline Surfing Park. Enjoy morning surf sessions, afternoon beach days, and breathtaking sunset walks along the coast. Offering the quintessential Southern California beach lifestyle in one of San Diego's most sought-after neighborhoods, this turnkey residence presents a rare opportunity to own in North PB.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,150,000 · Jan 2026
📋 Assessed value$1,015,000
💵 Annual tax$6,133
🏫 School districtSan Diego City Unified School District

MLS #NDP2606018MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$10,807
Principal & interest$8,723
Property tax$1,581
Home insurance$503
Down payment: $345,000Loan: $1,380,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.