SoCal Realty & InvestmentsSoCal Realty & InvestmentsCall (760) 801-6550
← All homes
10014 Gem Tree Way1 / 40 · Click to zoom

About this home

Rarely available & beautifully updated Santee retreat-a home where thoughtful design, abundant natural light, and an incredibly functional floor plan come together to create the perfect setting for everyday living and unforgettable entertaining. Offering dual primary bedroom suites, expansive living spaces, RV parking, and a backyard designed to host family and friends year-round. A gem to be sure! From the moment you arrive, the home's charming curb appeal makes a lasting first impression. Attractive landscaping, and inviting blue front door welcome you inside, where you'll immediately appreciate the bright, open atmosphere. Sunlight pours through oversized windows, floorplan is ideal for multi generation living or flex office space, lots of options. Beautiful porcelain tile flooring that flows through the main living areas. Fresh neutral finishes, recessed lighting, and modern touches create a timeless aesthetic. One of the primary bedrooms is downstairs. At the heart of the home is an impressive grand living room. High ceilings enhance the feeling of openness, this spacious gathering area provides endless possibilities for entertaining large groups. The resort style backyard offers an incredible extension of the home's living space and has been designed for making memories. The cedar wood gazebo offers a great space for relaxing in the shade. There's plenty of room for outdoor dining, lounge seating, games, play areas, or even future additions for a pool & spa. Located near shopping, sports park, restaurants, top rated schools, hiking, & freeway.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$540,000 · Mar 2016
📋 Assessed value$652,024
💵 Annual tax$7,654
🏫 School districtGrossmont Union High School District

MLS #260016320

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$6,196
Principal & interest$5,001
Property tax$907
Home insurance$288
Down payment: $197,800Loan: $791,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.