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4521 39th St1 / 39 · Click to zoom

About this home

Step into the timeless charm of this beautifully preserved 1928 Craftsman bungalow in the heart of highly sought-after Normal Heights. A classic covered front porch with signature tapered columns welcomes you inside, where rich hardwood floors, original woodwork, built-in cabinetry, and a stunning stone fireplace showcase the home's authentic character. The light-filled living and dining areas flow effortlessly into an updated galley kitchen featuring abundant cabinetry, generous counter space, and gas cooking, blending vintage craftsmanship with modern convenience. Two spacious bedrooms, a beautifully updated bathroom, full-size side-by-side laundry, and ceiling fans throughout complete this inviting single-level home. The private backyard offers endless possibilities with mature shade trees, a patio for outdoor dining and entertaining, room for gardens or a fire pit, plus a detached storage structure. Alley access provides off-street parking for three vehicles and creates an ideal setup for a potential future ADU with a separate entrance. Zoned RM-1-1, the property offers additional flexibility and long-term potential for homeowners and investors alike. Perfectly situated between Madison and Monroe, you're just moments from Ward Canyon Park and within walking distance to the vibrant cafs, restaurants, boutiques, and shops of both Normal Heights and Kensington, with convenient freeway access placing the best of San Diego within easy reach.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$525,000 · Oct 2020
📋 Assessed value$579,638
💵 Annual tax$7,670
🏫 School districtSan Diego City Unified School District

MLS #260018222SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$5,945
Principal & interest$4,799
Property tax$870
Home insurance$277
Down payment: $189,800Loan: $759,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.