1178 Cedar Summit Dr, Ramona, CA — $1,298,000

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About this home

Perched above the breathtaking Ramona Valley, this exceptional Cedar Summit property captures panoramic vistas, stunning sunrises/sunsets and sparkling evening light views, the kind of privacy and serenity buyers dream about. All can be enjoyed from the home, patio or pool side. Extensively improved with approximately $150,000 in upgrades since 2018, the home blends elevated comfort with the beauty of Ramona s rolling hills and open skies. Peaceful rural atmosphere while remaining conveniently close to town amenities. Comfortable and functional layout of the home is suited for both everyday living and hosting guests.

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Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$715,000 · Aug 2018

📋 Assessed value$813,539

💵 Annual tax$8,685

🏫 School districtRamona City Unified School District

MLS #PTP2603883MR

🔥 Risk & insurability

🔥 Fire hazard zoneVery High

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

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VA loan (no PMI)

Estimated total monthly payment

$8,132

Principal & interest$6,563

Property tax$1,190

Home insurance$379

Down payment: $259,600Loan: $1,038,400

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.