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4120 Bayard St1 / 62 · Click to zoom

About this home

Just 1.5 blocks from both the ocean and bay in Pacific Beach's highly sought-after Braemar District, this spacious coastal home offers more than 3,600 square feet of living space on a 6,300-square-foot street-to-alley lot. Designed for effortless indoor-outdoor living, the open-concept floor plan features high ceilings, abundant natural light, and seamless flow from the welcoming front porch to the fun-filled backyard complete with turf, pool, spa, and a detached 2-car garage with alley access for vehicles and beach gear. The main level includes formal living and dining rooms, a family room, dine-in kitchen, powder room, laundry room, and a private ensuite bedroom, while upstairs offers an expansive second family room and two additional ensuite bedrooms, including a generously sized primary suite with a spa-inspired bath and walk-in closet. Additional highlights include owned solar, air conditioning, and a tankless water heater. The Braemar District is beloved for its ideal location between the bay and ocean, walkability to local shops and restaurants, and the quiet charm created by its predominantly single-family-home setting.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$363,800 · Dec 1989
📋 Assessed value$2,175,555
💵 Annual tax$13,981
🏫 School districtSan Diego City Unified School District

MLS #260012118

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
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Estimated total monthly payment
$20,643
Principal & interest$16,661
Property tax$3,020
Home insurance$961
Down payment: $659,000Loan: $2,636,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.