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12417 Pipo Rd1 / 60 · Click to zoom

About this home

Extensively updated single-story home in the highly desirable Seven Oaks 55+ community of Rancho Bernardo, now featuring a brand-new Owens Corning TruDefinition Duration Cool roof in the designer Night Sky color. Offering a rare combination of major system upgrades, modern finishes, open-concept living, and an inviting backyard designed for relaxation and entertaining, this move-in ready home delivers both style and peace of mind. Step inside to discover a bright and inviting interior featuring luxury vinyl plank flooring, fresh paint, recessed lighting, and an expansive open living space centered around a cozy fireplace. The remodeled kitchen has been thoughtfully updated with white shaker cabinetry, quartz countertops, stainless steel appliances, and a large peninsula with seating, seamlessly connecting the kitchen, dining, and living areas for comfortable everyday living and effortless entertaining. Both bathrooms have been tastefully renovated with modern vanities, updated fixtures, and clean contemporary finishes, while the bedrooms offer comfortable, light-filled spaces with new carpet and abundant natural light. Additional improvements include owned 4.3 kW solar installed in 2021, a newer HVAC system, and a highly desirable two-car garage, providing energy efficiency, lower utility costs, and everyday convenience. The backyard is designed for outdoor living, featuring a pergola-covered patio with string lighting, spa, and low-maintenance putting green, creating the perfect setting for relaxing evenings or entertaining friends and family. Residents of Seven Oaks enjoy

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$638,000 · May 2021
📋 Assessed value$450,909
💵 Annual tax$5,512
🏫 School districtPoway Unified School District

MLS #NDP2607037

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$5,886
Principal & interest$4,751
Property tax$861
Home insurance$274
Down payment: $187,900Loan: $751,600

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.