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18096 Loma Alegre1 / 18 · Click to zoom

About this home

Encompassing 3.42 private and quiet acres in the desirable West-side Covenant of Rancho Santa Fe, this exceptional property offers an unparalleled opportunity. Accessed via a long private driveway, it features building plans for a stunning single-story Early California Spanish Hacienda, masterfully designed by the renowned architect and designer William Georgis of Georgis & Mirgorodsky in NYC. Surrounded by natural beauty, the expansive site overlooks Escondido Creek, Wildflower Estates, mountain vistas, and breathtaking western sunsets. Property highlights include: desirable single-story layout; 4-5 bedrooms and 4.5 baths; seamless indoor-outdoor living; summer kitchen, romantic courtyards, and terraces; 52' x 10' pool, spa, pool pavilion, cabana with full bath and sauna; garaging for two cars plus abundant parking. Conveniently located near the Rancho Santa Fe Covenant Village, you'll enjoy access to boutique shopping, fine dining, the RSF Inn, the acclaimed Roger Rowe School, as well as the RSF Golf and Tennis Clubs, equestrian trails, and major highways. This is a rare opportunity to build your dream estate while personalizing the finishes and materials to suit your taste.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneA / High Risk
🏷 Last sold$2,000,000 · Oct 2021
📋 Assessed value$2,164,864
💵 Annual tax$22,915
🏫 School districtSan Dieguito Union High School District

MLS #260008892SD

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$16,132
Principal & interest$13,021
Property tax$2,360
Home insurance$751
Down payment: $515,000Loan: $2,060,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.