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10974 Caminito Arcada1 / 26 · Click to zoom

About this home

Move in ready 3-bedroom, 2.5-bath two-story detached home nestled in Scripps Ranch's coveted Aspire Encore neighborhood. Features an open-concept living area with soaring ceilings and expansive windows that fill the home with abundant natural lighting. Features include new vinyl plank flooring, full size laundry area, and open kitchen with upgraded countertops and SS appliances. The complex features community playgrounds and walking trails. Enjoy a premium location with low HOA fees; close proximity to parks, shopping, dining, schools, and easy freeway access.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$384,000 · Dec 2008
📋 Assessed value$504,373
💵 Annual tax$6,502
🏫 School districtSan Diego City Unified School District

MLS #PTP2604666MR

🔥 Risk & insurability

🔥 Fire hazard zoneVery High

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$6,234
Principal & interest$5,031
Property tax$912
Home insurance$290
Down payment: $199,000Loan: $796,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.