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1081 Woodlake Dr1 / 22 · Click to zoom

About this home

Charming Townhome in Cardiff-by-the-Sea's beloved Park Place Bluff community! This vibrant 3-bedroom, 2.5-bathroom home instantly impresses with a spacious living room that opens up to a private flagstone patio through updated French doors. The beautifully remodeled kitchen features real wood maple cabinetry, granite countertops, large window overlooking the patio light and bright throughout! Luxury vinyl flooring and recessed lighting flow through the entire downstairs. Upstairs, the generous primary suite enjoys a private balcony and large secondary rooms provide ultimate flexibility. The hall bathroom offers real wood cabinetry with a charming vintage vibe. Updated vinyl windows throughout. Lovingly cared for by the same owner for 28 years no pets, all upgrades done with pride! One-car garage plus one assigned parking space. Just a 2-minute stroll to the community pool! Enjoy miles of scenic walking trails, lush green open space, and a dog-friendly canyon right in the community. Minutes to Briggs Tennis Club, pickleball courts, and the Encinitas Village Center with Trader Joe's, great restaurants, and more. HOA includes water, trash, and exterior insurance. Welcome to the Cardiff lifestyle this is the one!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$150,500 · Nov 1998
📋 Assessed value$240,633
💵 Annual tax$2,951
🏫 School districtSan Dieguito Union High School District

MLS #NDP2606966

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$6,885
Principal & interest$5,557
Property tax$1,007
Home insurance$321
Down payment: $219,800Loan: $879,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.