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1214 Cook St1 / 72 · Click to zoom

About this home

Beautiful Victorian-style home situated on 1.5 acres, offering timeless charm and modern updates. The 2,688 sq. ft. main home features 4 bedrooms, an office/optional 5th bedroom, and 2.5 bathrooms. An approximately 1,200 sq. ft. ADU adds exceptional versatility with 1 bedroom, 1 bathroom, a kitchenette, and huge living room. Rich wood trim throughout showcases the home's classic character. The spacious kitchen has been recently remodeled and features newer appliances, while the bathrooms have also been tastefully updated. Storage areas in each rooms upstairs. Additional improvements include a newer roof, new front porch, and new back deck, creating inviting spaces to relax and entertain. Termite clearance to be completed through COE. Energy-efficient features include two solar systems consisting of 12 panels each for a total of 24 panels; buyer to assume solar lease at only $288.59 per month. The recently paved driveway enhances curb appeal and accessibility. The 1.5-acre property offers a wonderful blend of usable land and natural beauty, including attractive rock outcroppings. The rear portion of the property is fully fenced and includes both a side access gate and rear gate, providing flexibility for animals, recreation, or additional storage needs. A rare opportunity to own a beautifully updated Victorian style home with space, privacy, and character. West end of Ramona.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$420,000 · Jan 2003
📋 Assessed value$620,442
💵 Annual tax$10,112
🏫 School districtRamona City Unified School District

MLS #260014102SD

🔥 Risk & insurability

🔥 Fire hazard zoneModerate
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$6,264
Principal & interest$5,056
Property tax$917
Home insurance$292
Down payment: $199,980Loan: $799,920

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.