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1077 Montecito Way1 / 75 · Click to zoom

About this home

This 2025-remodeled California Craftsman homestead ranch is a refined blend of rustic soul and modern luxury, set on 3.28 private acres, amid dedicated grasslands and rolling pastures. The main home, guest house, workshop, barn (ideal for a tasting room), and shed create a versatile compound perfect for everyday living or income-generating use. Awaken to sweeping views of sun-drenched pastures that stretch to the horizon. The property captures the spirit of a classic working ranch while offering polished, move-in-ready comfort. Inside, the home features soaring exposed-beam ceilings, rich hand-finished reclaimed-hardwood floors, door casings and expansive windows that frame the landscape like living art. The open-concept living spaces flow into a chef-worthy kitchen with spacious preparation counters, custom reclaimed cabinetry, and a large island perfect for gathering. Thoughtful details include custom glass and stone accents, designer lighting, built-in cabinetry, subtle shiplap or corrugated metal elevating rustic warmth into refined authentic detail. Indoor/Outdoor living is the true centerpiece. Spacious verandas or porches lead to patios or gazebos. Expansive grounds support memorable events weddings, corporate retreats, tastings, or family celebrations while the barn offers natural potential as a tasting room or event space. Lush vineyards (or primed space for them) add Old World charm, and the surrounding pastures and grasslands invite equestrian use, recreation, agriculture, or simply embracing wide-open freedom. Paint YOUR OWN Picture! More than a home, this is a legacy property with strong income potential through events, agritourism, or a self-sustaining lifestyle. Whether you envision private family memories or building a profitable venue, this beautifully updated ranch delivers privacy, versatility, and timeless appeal in a setting that feels worlds away yet remains conveniently connected to Ramona downtown or Poway each is mere minutes away.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$610,000 · Apr 2024
📋 Assessed value$634,644
💵 Annual tax$6,965
🏫 School districtRamona City Unified School District

MLS #NDP2606077MR

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$6,187
Principal & interest$4,993
Property tax$905
Home insurance$288
Down payment: $197,500Loan: $790,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.