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940 Sealane Dr #91 / 22 · Click to zoom

About this home

Perched on the top floor of the exclusive gated Pacific Panorama community, this exceptional ocean-view residence captures the essence of the Encinitas coastal lifestyle. Wake each morning to breathtaking panoramic views of the Pacific Ocean, watch surfers, and unwind each evening with unforgettable sunsets from the comfort of home. Vaulted ceilings and a skylight fill the home with abundant natural light, creating an airy, open atmosphere that perfectly complements the coastal setting. Multiple private balconies invite you to step outside and soak in the ocean breeze, whether you're enjoying your morning coffee, reading a book, or gathering with friends as the sun dips below the horizon. Located just moments from the heart of downtown Encinitas, this home offers one of the area's most coveted walkable lifestyles. Leave the car behind and stroll to renowned restaurants, charming cafes, boutique shopping, wine bars, the Encinitas Coastal Rail Trail, Moonlight Beach, Swami's Beach, and Encinitas Classic Car Cruise Nights. Everything you love about living by the coast is just outside your front door. Pacific Panorama is a boutique gated community offering privacy, private off-street parking, a community pool and spa, and one of the most desirable bluff-top locations in North County. With 1 month minimum short-term rentals permitted, this residence also offers exceptional flexibility as a full-time home, vacation retreat, or investment opportunity. Whether you're seeking a coastal escape or a lock-and-leave lifestyle, this is a rare opportunity to own a top-floor home where spectacular ocean views, abundant natural light, and unmatched walkability come together in perfect harmony.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneVE / High Risk - Coastal
🏷 Last sold$740,000 · Mar 2014
📋 Assessed value$925,269
💵 Annual tax$10,112
🏫 School districtSan Dieguito Union High School District

MLS #NDP2606848

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$13,469
Principal & interest$10,872
Property tax$1,971
Home insurance$627
Down payment: $430,000Loan: $1,720,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.