SoCal Realty & InvestmentsSoCal Realty & InvestmentsCall (760) 801-6550
← All homes
413 11th St1 / 32 · Click to zoom

About this home

You have found the home absolutely perfect for you located near downtown Ramona!!!! Country classy...but city smart!!! Insurance quotes (quoted under $1300/yr) and resources available!!! Located near the downtown area of Ramona where all the fun happens, this home is a 1 story, 3 bed/2 ba home with an expansive yard/lot, chicken friendly, fully fenced front and back, no neighbors right behind you, down a private road and the house sits at a dead in so no drive through traffic!!! The kitchen has new stainless steel appliances, bar style counter, everything you need to make delicious meals in, the floorplan opens to the dining room and flows through to the living room!!! Both bathrooms have updates that have been done, the floors also have been redone and paint. The bedrooms are roomy and the master suite is the cherry on top!!! Exiting through the kitchen takes you to a huge laundry/mud room that could be converted in to a rentable space. Exit through there to the large covered patio on the back porch to the back yard space that is huge! Your canvas, a blank slate to develop the way you dream!!! ADU may also be possible here!!! Also, USDA financing is available in this zip code allowing for ZERO DOWN grant loan programs!!! We have lender resources to share to learn more on this program if you need to! Solar is on the property as well, making a way for utility savings over time! Two solar systems fully in place and a water softener system too!!! This home is not in a high fire zone which means insurance can be under $1300 for the year which helps keep those monthly payments more affordable for the area!!!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$605,000 · Feb 2024
📋 Assessed value$629,440
💵 Annual tax$7,497
🏫 School districtRamona City Unified School District

MLS #PTP2605057

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$4,003
Principal & interest$3,231
Property tax$586
Home insurance$186
Down payment: $127,800Loan: $511,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.