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330 Neptune Ave1 / 34 · Click to zoom

About this home

Perched dramatically on the bluff above Stone Steps Beach, this award-winning oceanfront architectural masterpiece offers commanding, unobstructed panoramic views of the Pacific Ocean and coastline from one of Encinitas' most coveted streets. Designed by renowned architect Steven Lombardi and entirely rebuilt to custom specifications, the residence embodies the ultimate Southern California coastal lifestyle with seamless indoor-outdoor living and extraordinary attention to detail throughout. Spanning approximately 2,217 square feet, the home features three bedrooms plus an optional space, three baths, and a two-car garage, along with owned solar. A striking blend of natural woods, metals, stone, and expansive glass defines the architecture, creating a light-filled, airy environment that frames ocean views from multiple vantage points. Skylights, oversized windows, and disappearing glass doors allow natural light to filter throughout the home while capturing the ever-changing seascape. The heart of the home is the dramatic great room, where raised Douglas Fir ceilings, a custom gas fireplace, and pocket doors open effortlessly to an ocean-view terrace. Perfect for entertaining or soaking in sunsets, whitewater views, and the sound of the surf. The gourmet kitchen is clad in professional-grade appliances, poured and polished concrete countertops, Douglas Fir cabinetry, natural stone accents, and caramelized bamboo flooring.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$4,100,000 · Jun 2020
📋 Assessed value$4,595,271
💵 Annual tax$49,326
🏫 School districtSan Dieguito Union High School District

MLS #260003675SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$31,318
Principal & interest$25,278
Property tax$4,582
Home insurance$1,458
Down payment: $999,800Loan: $3,999,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.