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1547 Neptune Ave1 / 70 · Click to zoom

About this home

First time on the market in over 60 years! This classic Leucadia beach house is ideally situated on the coveted north end of Neptune Avenue, one of the area's most iconic and desirable coastal streets, just two blocks from public beach staircase access. Set on a spacious 6,098-square-foot lot, the property offers a rare opportunity to create a dream coastal estate. The rear half of the lot remains largely unimproved, providing ample space for expansion or new construction offering spectacular ocean views, while preserving the charm and character of the original 1950s beach cottage. The existing home features ocean views from both the lower and upper levels, authentic knotty pine walls, ceilings, kitchen cabinets that capture the essence of vintage California beach living. The upstairs primary suite opens to a private deck with breathtaking ocean views. Recent interior and exterior painting enhances the home's appeal, making it ready to enjoy today while offering endless possibilities for the future.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
📋 Assessed value$86,652
💵 Annual tax$1,584
🏫 School districtSan Dieguito Union High School District

MLS #PW26117609MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$21,614
Principal & interest$17,445
Property tax$3,163
Home insurance$1,006
Down payment: $690,000Loan: $2,760,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.