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12491 Rios Rd1 / 21 · Click to zoom

About this home

Nestled in the heart of this sought-after 55+ community, this lovingly maintained second home offers effortless living in a serene, beautifully landscaped setting. Lightly lived in and meticulously cared for, it presents a rare opportunity for those seeking comfort, tranquility, and true pride of ownership. Enjoy sweeping views of the distant hills from the expansive patio-an ideal space for morning coffee, quiet afternoons, or relaxed entertaining-surrounded by lush gardens and manicured lawns.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
📋 Assessed value$104,801
💵 Annual tax$1,736
🏫 School districtPoway Unified School District

MLS #260013810SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$4,066
Principal & interest$3,282
Property tax$595
Home insurance$189
Down payment: $129,800Loan: $519,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.