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12922 Carmel Creek Rd #341 / 23 · Click to zoom

About this home

Recently refreshed Carmel Valley townhome with approximately $33,000 in home improvements. The interior features new paint throughout, refinished kitchen cabinetry, updated tile flooring in both bathrooms, and a fully updated guest bathroom. Additional upgrades include new vinyl flooring on the garage staircase, refinished stair and hallway railings, and enhanced lighting with new LED ceiling lights and dining pendant fixtures. The bright, open floor plan offers a cozy fireplace with updated quartz flooring in front, creating a warm focal point in the living area. Enjoy both a private front patio and a balcony, providing comfortable outdoor spaces for relaxing or entertaining. The home also features engineered wood flooring, quartz kitchen countertops, full-size washer and dryer, generous storage, and an attached two-car garage. The air conditioning system was replaced in 2022, offering improved comfort and efficiency. Ideally located near shopping, parks, and top-rated schools including Carmel Creek Elementary School, Carmel Valley Middle School, and Torrey Pines High School. Community amenities include a pool and spa. HOA dues include water, sewer, and trash, and there is No Mello-Roos.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$469,500 · May 2013
📋 Assessed value$589,076
💵 Annual tax$6,516
🏫 School districtSan Dieguito Union High School District

MLS #ML82054040

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$5,883
Principal & interest$4,748
Property tax$861
Home insurance$274
Down payment: $187,800Loan: $751,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.