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1336 Top Rail Ln1 / 69 · Click to zoom

About this home

Welcome to this beautifully updated 4-bedroom, 3-bathroom home situated on over a quarter-acre lot in a peaceful and desirable area of Escondido. Thoughtfully upgraded with high-end finishes throughout, this exceptional property combines modern style, quality craftsmanship, and everyday comfort. The spacious floor plan offers generous living areas filled with natural light, while premium finishes create an elegant and inviting atmosphere. Recent improvements include a new roof and new energy-efficient windows, providing both peace of mind and enhanced curb appeal. Adding to the home's versatility is a spacious junior ADU located on the first floor, offering excellent potential for rental income, multigenerational living, guest accommodations, or a private home office. This flexible space creates a unique opportunity to offset ownership costs while enhancing the property's overall value. Step outside to your private backyard retreat, where the expansive lot offers plenty of room for entertaining, gardening, and recreation. The garden is dotted with mature fruit trees, creating a picturesque setting and providing an abundance of homegrown produce to enjoy throughout the seasons. Whether hosting gatherings or simply relaxing outdoors, this inviting space embodies the best of Southern California living. Nestled in a quiet neighborhood yet conveniently close to shopping, dining, parks, schools, and major commuter routes, this home offers the perfect balance of tranquility and accessibility. A rare opportunity to own a move-in-ready home with designer upgrades, income-producing potential, a flourishing garden, and a prime Escondido location. Don't miss your chance to make this exceptional property your own.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$720,000 · Apr 2026
📋 Assessed value$466,280
💵 Annual tax$5,467
🏫 School districtEscondido Union High School District

MLS #NDP2605957MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
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Estimated total monthly payment
$6,265
Principal & interest$5,057
Property tax$917
Home insurance$292
Down payment: $200,000Loan: $800,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.