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4511 Calle Mar De Armonia1 / 48 · Click to zoom

About this home

Welcome to this move-in-ready gem located in The Cove in Torrey Hills! This beautifully updated Plan 2 offers a rare combination of abundant natural light, flexible living spaces, and a sought-after south-facing backyard. Designed for both everyday comfort and entertaining, the open-concept floor plan features soaring 10-foot ceilings, expansive windows, and a versatile layout with 4 bedrooms and 3 full bathrooms, including a convenient downstairs bedroom and full bath; it's perfect for guests, multigenerational living, or a private home office. The newly refreshed chef's kitchen showcases freshly painted white cabinetry, new hardware, a custom granite backsplash, generous counter space, and a large center island. Recent appliance upgrades include a new 5-burner gas cooktop, new microwave, double ovens (2016), and a Bosch dishwasher. The adjacent breakfast nook creates a welcoming gathering space, while the French door provides easy access to the driveway, detached garage, and backyard. Step outside to a beautifully reimagined south-facing backyard designed for year-round enjoyment. Recent landscaping improvements including decorative rock beds, fresh sod, and an inviting hardscape patio that creates the perfect setting for outdoor dining, relaxation, and entertaining. Upstairs, the spacious primary suite offers coffered ceilings and large windows with peaceful hillside views. Two generously sized secondary bedrooms share a Jack-and-Jill bathroom, while the versatile loft provides an ideal space for a study area, music area, or play space.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$825,000 · Oct 2006
📋 Assessed value$1,127,372
💵 Annual tax$14,532
🏫 School districtSan Dieguito Union High School District

MLS #260016846SD

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$13,469
Principal & interest$10,872
Property tax$1,971
Home insurance$627
Down payment: $430,000Loan: $1,720,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.