1434 Cottonwood Ct, San Marcos, CA — $895,000

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About this home

Welcome to this spacious and well-maintained 4-bedroom home in the San Marcos Woods community. With 1,802 sq ft, there s plenty of room to spread out, including an extra living area and a bonus loft upstairs that works great as a playroom, office, or just a quiet retreat. The loft overlooks the backyard, where you ll find a refreshed pool, perfect for entertaining, summer days, or relaxing at home. The backyard really feels like your own private space to unwind or spend time with family and friends. Situated on a quiet cul-de-sac with less traffic, and conveniently close to schools, parks, and shopping. Recent upgrades include fresh interior and exterior paint, new baseboards, and a newer roof, giving the home a clean slate for you to make it your own.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$455,000 · Feb 2017

📋 Assessed value$538,618

💵 Annual tax$5,989

🏫 School districtSan Marcos Unified School District

MLS #NDP2605823MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment

$5,607

Principal & interest$4,526

Property tax$820

Home insurance$261

Down payment: $179,000Loan: $716,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.