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12453 Rios Rd1 / 37 · Click to zoom

About this home

Welcome to 12453 Rios Road located in the 55+ community of Seven Oaks in Rancho Bernardo. This 2 bedroom, 2 bath home offers 1,120 sq ft of comfortable living space and an ideal location surrounded by lush greenbelts that create a peaceful, park-like setting. Enjoy quiet mornings or relaxing evenings on your private patio while taking in the tranquil views. Inside, you'll find thoughtful updates including a brand-new sliding glass door leading to the patio, luxury vinyl flooring in the living and dining areas, and dual-pane windows throughout. With no neighbors above or below, this home offers the privacy and ease of true single-level living. Residents of Seven Oaks enjoy access to a vibrant community center featuring a pool, gym, pickleball courts, a library, and a variety of social activities. Conveniently located just minutes from freeway access, shopping, dining, golf, and everyday amenities, this home offers both comfort and convenience in a welcoming 55+ neighborhood.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$92,900 · Jul 1988
📋 Assessed value$177,774
💵 Annual tax$2,547
🏫 School districtPoway Unified School District

MLS #260007322SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$3,477
Principal & interest$2,806
Property tax$509
Home insurance$162
Down payment: $111,000Loan: $444,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.