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4905 El Arco Iris1 / 45 · Click to zoom

About this home

PRICE REDUCTION! EXTENSIVELY REMODELED, ESTATE IN COVENANT CLOSE TO BEACH. PRIVATE 2+ ACRES situated on newly paved, quiet cul-de-sac. ORGANIC, relaxed oasis with warm wood and stone accents, vaulted ceilings, 3 fireplaces, and new windows, doors & flooring. Gorgeous kitchen w/quartzite counters, huge WATERFALL EDGE island and designer appliances. LUXURIOUS main suite with spa like bath. Salt water POOL and hot tub. Permitted for 2 HORSES with BARN waiting for your updates. ~ 4,300 sq ft, including incorporated covered porch.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$3,150,000 · Feb 2024
📋 Assessed value$3,277,260
💵 Annual tax$34,419
🏫 School districtSan Dieguito Union High School District

MLS #260012078

🔥 Risk & insurability

🔥 Fire hazard zoneHigh
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$32,571
Principal & interest$26,289
Property tax$4,766
Home insurance$1,516
Down payment: $1,039,800Loan: $4,159,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.