2479 Caminito Ocean Cv, Cardiff By The Sea, CA — $1,049,000

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About this home

Welcome to 2479 Caminito Ocean Cove! Live the coastal lifestyle in this beautifully upgraded townhome in Cardiff's coveted Cardiff Cove community, west of the 5! This light-filled two bedroom, two bathroom home features an updated kitchen and bathrooms, newer flooring and windows, and an open, easy-flowing layout. The secondary bedroom offers a peek-a-boo ocean view, a rare bonus at this price point. Additional features include an in-unit laundry closet and a detached one-car garage. Enjoy the best of coastal San Diego just minutes from the beach, local restaurants, cafes, shopping, and the scenic trails of San Elijo Lagoon, with easy access to the 5 freeway. Community amenities include a pool, spa, and greenbelts throughout. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this is a rare chance to own in one of San Diego's most sought-after beach communities.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$775,000 · Mar 2021

📋 Assessed value$855,658

💵 Annual tax$9,280

🏫 School districtSan Dieguito Union High School District

MLS #NDP2606523

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$6,572

Principal & interest$5,304

Property tax$962

Home insurance$306

Down payment: $209,800Loan: $839,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.