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1090 Gardena Rd1 / 11 · Click to zoom

About this home

**2 Units, Prime Coastal North County Location ~ Encinitas** Great Unit Mix: (2) 2Bedroom / 1Bathroom Units  Each Unit Has Private Yard w/ Washer/Dryer  Well-Maintained / High Income Property  Four (4) Off-Street Parking Spaces  ADU Potential  Located Off I-5 and Santa Fe Dr Near San Dieguito High School and the Self-Realization Fellowship Gardens

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$440,000 · Oct 2010
📋 Assessed value$574,978
💵 Annual tax$6,949
🏫 School districtSan Dieguito Union High School District

MLS #260017258SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$11,277
Principal & interest$9,102
Property tax$1,650
Home insurance$525
Down payment: $360,000Loan: $1,440,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.