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430 Moonlight Ln1 / 62 · Click to zoom

About this home

Seventy-five feet of oceanfront views greet you as you enter this authentic, stylish Mid-Century home, perched above the sands of famous Moonlight Beach in the heart of Encinitas, CA. Inside the fully gated and private 10,500 sq ft beachfront compound is a

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Public-record history for this property.

🌊 Flood zoneVE / High Risk - Coastal
🏷 Last sold$6,900,000 · Oct 2023
📋 Assessed value$7,178,760
💵 Annual tax$76,667
🏫 School districtSan Dieguito Union High School District

MLS #260010833SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$100,238
Principal & interest$80,905
Property tax$14,667
Home insurance$4,667
Down payment: $3,200,000Loan: $12,800,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.