940 Hermes Ave, Encinitas, CA — $1,699,000

1 / 12 · Click to zoom

About this home

Opportunity knocks in one of Encinitas most sought-after coastal pockets. Situated west of the 5 and just moments from the beach, shops, and restaurants, 940 Hermes Ave offers an exceptional chance to create something truly special. The existing structure is ready to make way for your vision. Whether that s a stunning custom home, a modern coastal retreat, or an investment opportunity in a location that continues to outperform. With a generous lot and unbeatable proximity to the ocean, this is all about land value and lifestyle. Bring your architect, your contractor, and your imagination! Properties like this are where the magic happens.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$1,300,000 · Mar 2026

📋 Assessed value$56,562

💵 Annual tax$1,267

🏫 School districtSan Dieguito Union High School District

MLS #NDP2604406MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %

Interest rate %

Loan term (yrs)

Property tax %/yr

Home insurance %/yr

Estimated total monthly payment

$10,644

Principal & interest$8,591

Property tax$1,557

Home insurance$496

Down payment: $339,800Loan: $1,359,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.