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20899 Black Canyon Rd1 / 71 · Click to zoom

About this home

Rarely does a property combine this level of acreage, infrastructure, and versatility. With two separate homes in one, a 2,400-square-foot barn with loft, a 12,000-gallon water storage tank with its own fire hydrant, a 16-kilowatt Generac whole-house generator, RV hookups, mature fruit trees, chicken coop, seasonal creek, and neighboring vineyards, much of the work and expense has already been done. Whether you're looking for multigenerational living, horses, farming, a vineyard, a home-based business, or simply a private country retreat, this property offers possibilities that are increasingly difficult to find on a single estate. Similar to a house with an ADU, permitted as one house.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$67,000 · Jan 1985
📋 Assessed value$405,866
💵 Annual tax$4,551
🏫 School districtRamona City Unified School District

MLS #PTP2604863MR

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$6,891
Principal & interest$5,562
Property tax$1,008
Home insurance$321
Down payment: $220,000Loan: $880,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.