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23002 Arjo Ln1 / 54 · Click to zoom

About this home

First time on the market in nearly 30 years, this exceptional Ramona property offers privacy, functionality and income potential on almost 4-acres backing directly to the Cleveland National Forest. Enjoy unobstructed, expansive views in a serene, natural setting. The 4-bedroom, 3.5-bathroom home features Spanish tile flooring, quartz countertops and distinctive copper sinks, recessed lighting, dual-pane picture windows, blending durability with warm, custom touches. Designed for both everyday living and entertaining, the property embraces indoor-outdoor living with sweeping vistas from every room. Features include a well, a 10,000-gallon holding tank and several other smaller holding tanks dedicated to the irrigation system, Generac Generator with automatic ignition, 20-owned solar panels and the property is fully-fenced. The land is equally impressive, with mature orange and avocado trees, established gardens with raised beds, and thoughtfully curated Southwestern landscaping accented by beautiful cactus varieties. A detached 35ft x 24ft 2-car garage includes an attached bathroom and a rooftop deck - perfect for taking in panoramic sunsets and stargazing. The property is equipped with full RV hookups and a dedicated RV dump. The garage also features a carport and 450 sq ft of exterior covered space. Chicken coops add to the property's country charm and functionality. Owner retains rights to cell tower site.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$225,000 · Nov 1997
📋 Assessed value$387,510
💵 Annual tax$4,227
🏫 School districtRamona City Unified School District

MLS #260010532SD

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$6,578
Principal & interest$5,309
Property tax$963
Home insurance$306
Down payment: $210,000Loan: $840,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.