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1465 Neptune Ave1 / 47 · Click to zoom

About this home

1465 Neptune Avenue | Build on Encinitas' Best Street! Neptune rarely gives you a shot like this. A quarter-acre parcel sitting right across from the Pacific, just a short walk to Grandview beach access, and it comes two ways. Want turnkey soon? Renovate the existing 3 bed, 2 bath home that's already standing. Want your forever place? A full set of new-construction plans is ready to go: a 4,500 square foot contemporary design from Beery Design Group, laid out for that easy Encinitas indoor outdoor living, with space for a pool and a proper yard. Here's what makes this different from any raw lot. The heavy lifting through the City of Encinitas and the California Coastal Commission is nearly finished, with only small items standing between you and construction. That means no two-year approval marathon and thousands of dollars kept in your pocket. Someone else already fought that battle for you. You get real seclusion here, but you're still minutes from the shops, food, and coastline that define this pocket of North County.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,150,000 · Feb 2005
📋 Assessed value$1,600,363
💵 Annual tax$17,542
🏫 School districtSan Dieguito Union High School District

MLS #260018089SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$21,896
Principal & interest$17,673
Property tax$3,204
Home insurance$1,019
Down payment: $699,000Loan: $2,796,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.