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1420 Neptune Ave #221 / 11 · Click to zoom

About this home

An exceptionally rare offering of 100 prime feet of ocean frontage. Located within the sweet spot of Encinitas' most coveted oceanfront streets. Extremely private orientation with ample parking available due to the uniqueness of the lot size. Come make thi

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Public-record history for this property.

🌊 Flood zoneVE / High Risk - Coastal
🏷 Last sold$5,100,000 · Mar 2012
📋 Assessed value$6,631,414
💵 Annual tax$72,349
🏫 School districtSan Dieguito Union High School District

MLS #240004298SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$55,757
Principal & interest$45,003
Property tax$8,158
Home insurance$2,596
Down payment: $1,780,000Loan: $7,120,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.