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808 Palaro Dr1 / 45 · Click to zoom

About this home

Welcome to 808 Palaro Drive, a private coastal compound tucked into a quiet pocket of old-school Leucadia. Set on a rare quarter-acre lot, this 4-bedroom home offers 2,553 square feet of warmth, character, and custom woodwork. The designer interiors support both quiet moments and lively gatherings, but the true magic lies outside. Designed to be fully lived in, the property features a sun-filled front yard with garden beds and a Bali-inspired backyard complete with fire pits, a secluded spa, and an outdoor surf shower. This authentic retreat balances laid-back tranquility with versatility, featuring paid solar and a permitted, attached ADU with its own entrance ideal for guests or rental income. Located within the top-tier San Dieguito school district, you are minutes from the iconic surf culture, local cafs, and vibrant energy of downtown Encinitas, Moonlight Beach, and Swami s. It is the ultimate coastal lifestyle: grounded, refined, and effortlessly relaxed! Please note: Certain photos have been digitally altered using AI/virtual staging to show alternative times of day and furniture decor concepts. These enhancements are for illustrative purposes only. Physical property characteristics remain unchanged.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$1,150,000 · Apr 2016
📋 Assessed value$1,361,361
💵 Annual tax$15,139
🏫 School districtSan Dieguito Union High School District

MLS #NDP2605031MR

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$18,763
Principal & interest$15,144
Property tax$2,745
Home insurance$874
Down payment: $599,000Loan: $2,396,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.