19526 Rancho Ballena Rd, Ramona, CA — $729,000

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About this home

BACK ON MARKET! This amazing 20 Acre Ranch is located between Julian & Ramona in the beautiful Bellena Valley. It features multiple pads to build along with multiple septic systems already in place. Electricity & working well on site, fully fenced with corrals & pens for all of your animals. Huge barn in place with potential for living space built into the upstairs level or whatever you desire. AG zoning here surrounded by equestrian facilities & minutes to town.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneD / Undetermined Risk

🏷 Last sold$460,000 · Dec 2023

📋 Assessed value$478,584

💵 Annual tax$4,956

🏫 School districtRamona City Unified School District

MLS #260014297SD

🔥 Risk & insurability

🔥 Fire hazard zoneVery High

🌊 FEMA flood zoneZone D — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

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VA loan (no PMI)

Estimated total monthly payment

$4,567

Principal & interest$3,686

Property tax$668

Home insurance$213

Down payment: $145,800Loan: $583,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.