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285 Penn St #871 / 57 · Click to zoom

About this home

2 ON 1 : Previous Contractor's primary residence and AMAZING 2BR/2BA separate ADU on prime 8.34 acres with level to rolling terrain and well suited for Horse/Animal facility, Vineyard/Olive Grove or your choice! Private road leads to Main residence featuring covered front porch with attractive double door entry to foyer and living rm with mountain views and acres of pasture land and privacy. The spacious living area is enhanced by soaring wood beamed ceilings, formal dining room that opens to kitchen with stainless steel appliances, pantry, quality cabinetry, granite counters, center island and breakfast nook. You will appreciate the open family room featuring a inviting floor to ceiling firepace with stone facade. The master suite has a fabulous combo bathroom with separate walk-in shower from soaking tub, dual his/he vanitie sinks and huge walk in closet with built-ins organizers. 2nd BR has a pivate bath while additional 3rd and 4th bedrooms share a desirable Jack n Jill combo tub/shower bath. The oversized 3 car garage has 3 separate roll-up doors and is finished. This property is perfect for two families with ample space between 2 homes OR rent one to help pay your mortgage. So many options and worth the viewing!!!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneAE / High Risk
📋 Assessed value$703,099
💵 Annual tax$7,863
🏫 School districtRamona City Unified School District

MLS #NDP2606526

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
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Estimated total monthly payment
$9,371
Principal & interest$7,564
Property tax$1,371
Home insurance$436
Down payment: $299,160Loan: $1,196,640

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.