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12876 Circulo Dardo1 / 48 · Click to zoom

About this home

Beautiful single-story home located in the highly sought-after 55+ Oaks North community of Rancho Bernardo. Tucked away on a quiet cul-de-sac with a private park, this meticulously cared-for residence reflects true pride of ownership. Significant upgrades have already been completed, including a new roof, HVAC system, dual-pane windows, pavers, appliances, custom garage storage, solar and more! Residents enjoy access to the Oaks North Community Center with its swimming pool, tennis courts, and pickleball. An exceptional opportunity to enjoy comfortable living in a vibrant and welcoming neighborhood.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$372,500 · Feb 2003
📋 Assessed value$550,277
💵 Annual tax$6,605
🏫 School districtPoway Unified School District

MLS #PTP2604245MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$6,071
Principal & interest$4,900
Property tax$888
Home insurance$283
Down payment: $193,800Loan: $775,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.