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16850 Los Morros1 / 20 · Click to zoom

About this home

Nestled in the rolling hills of Rancho Santa Fe's desirable west side Covenant, this gracious traditional residence offers privacy, space, and endless potential. A gated entrance and ascending driveway create a sense of arrival while shielding the home from the street. Enjoy refreshing ocean breezes and tranquil pastoral views to the south. The thoughtfully designed floor plan features five bedrooms, including the primary suite, situated on the east wing of the home. The west wing is dedicated to comfortable living and entertaining, with a spacious living room, formal dining room, family room, and kitchen. A large three-car garage with extensive built-in cabinetry and a generous workshop completes the residence. Set on approximately two acres and connected to sewer, the property offers ample room for future enhancements, including a guest house, horse facilities, additional garages, gardens, or other improvements, subject to applicable approvals. Offered in its present condition, this is a rare opportunity to restore, renovate, reimagine, or build anew in one of Rancho Santa Fe's most sought-after locations. The property exhibits settlement, and prospective purchasers are advised to consult with qualified engineers and other professionals regarding the condition of the improvements.

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Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last soldContact for price · Feb 1999
📋 Assessed value$1,941,936
💵 Annual tax$21,921
🏫 School districtSan Dieguito Union High School District

MLS #NDP2605879MR

🔥 Risk & insurability

🔥 Fire hazard zoneHigh
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$24,934
Principal & interest$20,125
Property tax$3,648
Home insurance$1,161
Down payment: $796,000Loan: $3,184,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.