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584 Lomas Santa Fe Dr #861 / 2 · Click to zoom

About this home

Exceptional value-add opportunity in the heart of Solana Beach! This rare duplex features a total of 4 bedrooms, 2 full bathrooms, and 2 quarter bathrooms across approximately 1,300 sq. ft. of living space per unit. Brand new (2025)Roof, AC and heating. Each unit offers a functional floor plan, a large private patio for outdoor living and entertaining, plus its own garage with additional off-street parking. Situated on a spacious lot in one of North County's most desirable coastal communities, this property is ready for modernization, presenting tremendous upside potential. No HOA! Ideal for investors, developers, or owner-occupants looking to create, increase rental income, or build long-term equity. Conveniently located near beaches, shopping, dining, parks, top-rated schools, and easy freeway access. Opportunities like this in Solana Beach are few and far between-don't miss your chance to unlock this property's full potential. Run don't walk, this will not last but please do not disturb tenants.Thank you for your consideration.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
📋 Assessed value$112,343
💵 Annual tax$2,792
🏫 School districtSan Dieguito Union High School District

MLS #260017011

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$11,277
Principal & interest$9,102
Property tax$1,650
Home insurance$525
Down payment: $360,000Loan: $1,440,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.