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2047 Oxford Ave #491 / 61 · Click to zoom

About this home

Welcome home to CARDIFF BY THE SEA! Walking distance to the beach, Seaside Market, restaurants and walking path, this home boasts ocean views from every floor! This property includes a 3BR/2.5 BA main house and a 2BR/2.5BA, ADU/guesthouse. The attached ADU comes with an individual address (2047 Oxford Ave) and offers an open floor plan, with full kitchen, living room with fireplace and private balcony with ocean views. The main house includes high-end architectural details all around including oversized french doors, high ceilings, a coastal style kitchen with upgraded appliances: Refrigerator, wine refrigerator, 6-burner gas stove with range, dishwashers, and walk-in pantry. Multiple outdoor areas include: Outdoor BBQ area off of the kitchen, private covered ocean view balcony, outdoor patio, a rooftop deck with unobstructed ocean views and 350+ sq ft of covered outdoor space creates the ideal indoor/outdoor So. Cal. coastal living experience. Abundant windows and skylights for incoming natural light, fine finishes, a detached two car garage and two additional driveway parking spots. Custom walk-in closet, a spacious shower with double shower heads and a jacuzzi tub. Maintaining the same sense of luxury and modern comfort found throughout the rest of the home. Live in the main house and rent ADU for additional income or, if desired, the main home and ADU could easily be turned into one large 2776 square foot house (with the removal of a few walls) and the garage could possibly be converted into an ADU as well. Come experience a coastal compound that has no equal.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$349,000 · Sep 1997
📋 Assessed value$724,501
💵 Annual tax$8,571
🏫 School districtSan Dieguito Union High School District

MLS #230023444SD

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$25,686
Principal & interest$20,732
Property tax$3,758
Home insurance$1,196
Down payment: $820,000Loan: $3,280,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.