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1055 Cottage Way1 / 15 · Click to zoom

About this home

Cambria Charmer! If you are looking for a solid, functional home in a super Leucadia location, this property delivers exactly what you need without the unnecessary fuss. The layout is well-thought-out and makes great use of the space, while plenty of natural ambient light keeps the entire home feeling bright and open. In the kitchen, you will find reliable stainless steel appliances paired with durable granite countertops, offering a clean and straightforward setup for everyday cooking. The standout feature inside is the oversized primary bedroom, which gives you plenty of breathing room alongside its own private en-suite bathroom and a large walk-in closet. Outside, the low-maintenance yard means you won't have to spend your weekends mowing lawns or doing heavy upkeep. Instead, you can enjoy the fully fenced backyard, which comes ready for weekend cookouts with a built-in BBQ, plus a standard two-car garage to handle all your parking and storage needs.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$615,000 · May 2013
📋 Assessed value$772,462
💵 Annual tax$10,084
🏫 School districtSan Dieguito Union High School District

MLS #260017629SD

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$8,301
Principal & interest$6,700
Property tax$1,215
Home insurance$386
Down payment: $265,000Loan: $1,060,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.