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623 Quail Gardens Ln1 / 33 · Click to zoom

About this home

Seldom-available 3.54-acre expansive OCEAN VIEW property located approximately 2 miles from the famous Moonlight Beach (a short bike ride to the beach!), backing directly to Encinitas Ranch Golf Course. Offered for the first time in 40 years, this rare property combines size, serenity, and paradise-like privacy with mature landscaping on a re-imagined private street of custom homes in one of Encinitas most desirable areas. Currently configured as an equestrian haven with seven custom corrals and stalls, an 80160 riding arena, and a well-equipped barn, plus RV and trailer carport parking. Two separate electronic gate entrances from private roads enhance privacy and security, while the expansive usable grounds offer flexible potential, including an option to make this a multi-family compound.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
📋 Assessed value$1,082,322
💵 Annual tax$11,526
🏫 School districtSan Dieguito Union High School District

MLS #NDP2606289

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$56,378
Principal & interest$45,504
Property tax$8,249
Home insurance$2,625
Down payment: $1,799,800Loan: $7,199,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.