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7797 Caminito Monarca #1061 / 32 · Click to zoom

About this home

Monarch Villas Gated La Costa Living! Welcome to this beautifully updated 2-bedroom, 2.5-bath townhome in the highly desirable Monarch Villas gated community in La Costa. Ideally located near premier shopping, restaurants, golf courses, beautiful North County beaches, and top-rated schools, this home offers the perfect combination of comfort and convenience. With approximately 1,200 square feet of open living space, the home features a spacious living room with a cozy fireplace, a dining area, and a private patio perfect for relaxing or entertaining. Recent upgrades include freshly painted walls, refinished bamboo wood flooring, new carpet on the stairs, and new closet doors, creating a clean and modern feel throughout. Upstairs, you'll find two generously sized primary suites, each with its own private ensuite bathroom, providing an ideal layout for roommates, guests, or a home office. Additional features include air conditioning, laundry hookups in the attached one-car garage with direct access into the home, plus one assigned parking space. Residents of Monarch Villas enjoy resort-style amenities, including a community pool, spa, tennis courts, and a newer tot lot, all within a secure gated community. Don't miss this opportunity to enjoy the best of La Costa living!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$525,000 · Jul 2018
📋 Assessed value$661,795
💵 Annual tax$7,626
🏫 School districtSan Dieguito Union High School District

MLS #NDP2606975

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$5,011
Principal & interest$4,045
Property tax$733
Home insurance$233
Down payment: $159,980Loan: $639,920

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.