1696 Gil Way, Vista, CA — $1,999,900 | SoCal Realty & Investments

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About this home

Picture a morning that starts in a main-level primary suite, with nowhere you need to be. The kind of morning where the kitchen island becomes the center of gravity, and the pool catches the light just right from the patio. 1696 Gil Way sits tucked at the end of a cul-de-sac on just over an acre. Five thousand square feet that flexes to however you actually live: entertaining, unwinding, hosting guests, or slipping away into a private upper retreat - three separate bedrooms sharing a kitchenette, a natural ADU conversion waiting to happen. A three-car garage completes the picture. One more thing worth noting: an assumable loan at 2.375%.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$1,135,000 · Nov 2020

📋 Assessed value$1,253,128

💵 Annual tax$13,916

🏫 School districtVista Unified School District

MLS #260014745SD

🔥 Risk & insurability

🔥 Fire hazard zoneModerate

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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VA loan (no PMI)

Estimated total monthly payment

$12,529

Principal & interest$10,113

Property tax$1,833

Home insurance$583

Down payment: $399,980Loan: $1,599,920

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.