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361 E Indian Rock Rd1 / 60 · Click to zoom

About this home

Now offered at $995,000. Beautifully remodeled and move-in ready, this spacious 4-bedroom, 3-bath home offers approximately 2,042 sq ft of thoughtfully designed living space on an oversized lot in one of Vista's most convenient locations. Featuring two primary suites, including one on each level, the flexible floor plan is ideal for multi-generational living, guests, or a future Junior ADU conversion. The main level offers a bright living room with private tree views and a stunning new kitchen featuring high-end appliances, including a 5-burner gas range, a high-performance hood, black stainless-steel refrigerator and dishwasher, a microwave/air fryer combo, Taj Mahal quartz counters and custom cabinetry. Three bedrooms, one being the primary suite, and an additional full bathroom including a tub off the hall. Downstairs you'll find a spacious family room, a bedroom with a private ensuite bathroom, wet bar, laundry area, and through the new sliding doors direct access to the expansive backyard with a pergola covered patio and fruit trees. Every room is flooded with natural light. Recent improvements include remodeled bathrooms, new flooring, paint, HVAC, tankless water heater, automatic shut-off valve, interior and exterior doors, 8 new windows, upgraded 200-amp electrical panel (solar ready), EV charging, finished two-car garage, fencing, gutters, smart home features including ring camera, and thermostat. Outside, enjoy over 10 additional parking spaces with room for RVs, boats, trailers, future ADU potential, workshop, pool, or expanded outdoor entertaining.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$665,000 · Apr 2025
📋 Assessed value$678,300
💵 Annual tax$3,685
🏫 School districtVista Unified School District

MLS #260017102

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
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Estimated total monthly payment
$6,234
Principal & interest$5,031
Property tax$912
Home insurance$290
Down payment: $199,000Loan: $796,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.