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28766 Vista Valley Dr1 / 62 · Click to zoom

About this home

Set within one of North County s best-kept secrets, this hidden gem of rural Vista offers the peaceful feel of Bonsall country living paired with scenic golf course surroundings and an elevated country club atmosphere. This home captures expansive mountain and fairway views in a tranquil, private setting. Designed to live as a single story, the main level features the primary suite, and everyday living spaces for comfort and convenience. Upstairs, a spacious loft with an additional bedroom and bath creates the feel of a private guest suite ideal for visitors, extended stays, or added separation and privacy. Vaulted ceilings, abundant natural light, and expansive windows enhance the home s bright, open feel. Vista Valley Villas residents enjoy two community pools, beautifully maintained grounds, and a welcoming neighborhood atmosphere known for its sense of community and peaceful surroundings. Stroll to The Havens Country Club, where it's members enjoy access to golf, pickleball, tennis, fitness, dining, and a vibrant calendar of social activities within one of North County s most picturesque private club settings.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$229,900 · Apr 1989
📋 Assessed value$443,450
💵 Annual tax$4,642
🏫 School districtBonsall Unified School District

MLS #NDP2602515MR

🔥 Risk & insurability

🔥 Fire hazard zoneVery High
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment
$5,945
Principal & interest$4,799
Property tax$870
Home insurance$277
Down payment: $189,800Loan: $759,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.