28758 Vista Valley Dr, Vista, CA — $819,000

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About this home

Tucked within one of North County s best-kept secrets, this peaceful rural Vista enclave offers the charm of country club living with Bonsall schools and convenient access to both Vista Village and the 15 freeway. Set along The Havens beautifully maintained 18-hole golf course, this bright single-story home features 2 bedrooms, 2 bathrooms, plus an office with fairway views and abundant natural light. Residents enjoy a welcoming, neighborly atmosphere with two community pools and optional additional membership to The Havens Country Club offering golf, pickleball, tennis, fitness classes, dining, and year-round social activities

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$180,000 · Oct 1994

📋 Assessed value$308,359

💵 Annual tax$3,215

🏫 School districtBonsall Unified School District

MLS #NDP2603058MR

🔥 Risk & insurability

🔥 Fire hazard zoneVery High

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

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VA loan (no PMI)

Estimated total monthly payment

$5,131

Principal & interest$4,141

Property tax$751

Home insurance$239

Down payment: $163,800Loan: $655,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.