SoCal Realty & InvestmentsSoCal Realty & InvestmentsCall (760) 801-6550
← All homes
4470 Garnet Ln1 / 42 · Click to zoom

About this home

Welcome to Emerald Lake Village, one of Oceanside's most sought-after gated 55+ communities, known for its charming Cape Cod-style homes, beautifully maintained grounds, and vibrant active lifestyle. This desirable single-level residence offers 2 bedrooms, 2 bathrooms, plus a versatile bonus room that's perfect for a home office, craft room, or reading retreat. It is situated on a quiet, private corner lot, and showcases pride of ownership throughout. Additional features include newer exterior paint, newer appliances, and PAID SOLAR for exceptional energy savings. Step outside to a relaxing patio, ideal for enjoying Oceanside's year-round mild climate and refreshing coastal breezes. Just seven miles from the beach, Emerald Lake Village offers an unbeatable lifestyle with a beautifully appointed clubhouse, swimming pool, spa, library, billiards room, card room, walking paths, greenbelts, RV parking, and an active social calendar with events and activities throughout the week. Low HOA dues are an added bonus. Don't miss this opportunity to enjoy resort-style living in one of North County's most welcoming and established active adult communities.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$680,000 · Jun 2024
📋 Assessed value$707,472
💵 Annual tax$7,874
🏫 School districtVista Unified School District

MLS #260018729

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
Home insurance %/yr
Estimated total monthly payment
$4,605
Principal & interest$3,717
Property tax$674
Home insurance$214
Down payment: $147,000Loan: $588,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.