3746 Gail Dr, Oceanside, CA — $595,000 | SoCal Realty & Investments

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About this home

Welcome to 3746 Gail Drive, a beautifully renovated 2-bedroom, 1-bath home in the highly desirable Costa Serena 55+ community. Thoughtfully updated throughout, this move-in-ready residence offers a bright, open layout, a stunning designer kitchen with modern finishes, stylish flooring, recessed lighting, and an inviting living space filled with natural light. Step out back to a spacious covered patio, perfect for morning coffee or entertaining. Complete with an attached garage, additional driveway parking, and no HOA, this home offers the ideal blend of comfort, style, and low-maintenance living. Conveniently located just minutes from shopping, dining, parks, golf, major freeways, and Oceanside's beautiful beaches, this is a rare opportunity to own one of the community's most tastefully updated homes.

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk

🏷 Last sold$360,000 · Mar 2026

📋 Assessed value$187,486

💵 Annual tax$2,107

🏫 School districtOceanside Unified School District

MLS #260015515

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone

🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

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Estimated total monthly payment

$3,728

Principal & interest$3,009

Property tax$545

Home insurance$174

Down payment: $119,000Loan: $476,000

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.