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477 Calle Elegante1 / 35 · Click to zoom

About this home

Price reduction. Welcome to this updated 4-bedroom, 2-bath duplex that truly lives like a single-family home near the thriving Downtown Vista . This two-story residence offers space, style, and privacy. Step inside to discover an updated kitchen with sleek quartz countertops, modern cabinetry, and durable LVP flooring that flows throughout the home. The spacious living and dining areas open seamlessly to a private patio with a low maintenance yard ideal for outdoor dining, weekend gatherings, or enjoying Vista s beautiful weather. Upstairs, the large primary bedroom features dual closets and plenty of natural light. Three additional nice sized bedrooms offer flexibility for guest rooms, a home office, workout space, or growing households. Complete with a 2-car attached garage, low HOA with gated entrance to the community. Conveniently located near major freeways, close to CSUSM, popular new restaurants, waterpark and nearby shopping, this is a fantastic opportunity for first-time buyers, investors or anyone seeking comfort and convenience in a thriving community. Don t miss your chance to call this wonderful Vista home your own!

🏠 HomeFax

Public-record history for this property.

🌊 Flood zoneX / Low/Medium Risk
🏷 Last sold$635,000 · Mar 2023
📋 Assessed value$673,864
💵 Annual tax$8,137
🏫 School districtVista Unified School District

MLS #NDP2605662MR

🔥 Risk & insurability

🔥 Fire hazard zoneNot in a State-designated fire hazard zone
🌊 FEMA flood zoneZone X — minimal/moderate flood risk

FEMA National Flood Hazard Layer · CAL FIRE 2024 FHSZ

🧮 Affordability calculator

Estimate your monthly payment. Adjust the numbers to fit your budget.

Down payment %
Interest rate %
Loan term (yrs)
Property tax %/yr
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Estimated total monthly payment
$4,880
Principal & interest$3,939
Property tax$714
Home insurance$227
Down payment: $155,800Loan: $623,200

Estimates only — not a loan offer. Actual rates, taxes, and insurance vary. Talk with your agent and a lender for exact figures.